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Tool

GSTR-3B Liability Calculator.

Enter your output GST for the period, the input tax credit you have available, and any reverse-charge liability. This applies the ITC set-off rules in the order the portal uses and shows the cash you actually pay — plus the credit you carry forward.

Output GST on sales (this period)
Input tax credit available

This period's eligible ITC plus any balance brought forward in the electronic credit ledger.

Reverse charge (RCM)

Reverse-charge tax is always paid in cash — it cannot be set off against ITC. You can claim it back as credit in a later period.

Cash payable
HeadOutputITC set offCash
IGST
CGST
SGST / UTGST
Reverse charge

Total cash to pay (challan / PMT-06)

Input tax credit carried forward

IGST ₹  ·  CGST ₹  ·  SGST/UTGST ₹

total

Set-off order used

  • IGST credit is used first — against IGST output, then against CGST and SGST output. It must be exhausted before CGST or SGST credit is touched (Section 49A, Rule 88A).
  • CGST credit then covers CGST output, and any balance goes against IGST output.
  • SGST/UTGST credit covers SGST output, then any balance against IGST output.
  • CGST and SGST credit can never be used against each other.
  • The IGST-credit split across CGST and SGST is chosen here to leave the least cash. The portal lets you set this split yourself, so your GSTR-3B figure may differ slightly if you allocate it differently — the total is usually the same.

Planning estimate only. It does not handle ITC reversals (Rule 42/43), ineligible or blocked credit, interest and late fee, TDS/TCS credit, the GSTR-2B eligibility check, or rounding on the return. The figure the GST portal computes when you file is the one that governs.